Amortization Software Simply the best
amortization software.

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Just $49   ●   Add, edit or delete payments   ●   Assess late fees   ●  360, 364, 365 day count

 Amortization Software > Software > Amortization Software



     Promotion Price: $39 95
     Retail: $59.95   You Save $20!




Software generates a schedule of periodic payments to repay a fixed-, variable-, or Interest-Only Loan over a user-selected time interval.  Additional payments or balloon payments are easy to include.  Use our Amortization Schedule Software for real estate mortgages, contract sales and notes, car loans, and more.

Software shows the principal balance remaining at the end of each period and the amount of each payment that is applied to principal and interest in actual dollar amounts. The accumulated days, interest, monthly payments and additional payments are listed at the bottom of the schedule.  Annual subtotals are shown as well.

Print and print preview is built-in. Export data to an ASCII text file which may then be imported into other spreadsheets or word processors.

Even if you are fortunate enough to pay upfront for your home or car, or to pay substantial down payment, you still may be better off to make a small down payment, take a sizable loan, and invest your funds in other ways. This decision depends on how favorable a loan you can negotiate and what alternative investment opportunities are available. This software is designed to help you analyze and compare mortgage loans.

Network Version (5-Additional Licenses)

For just $99 more, you can install Amortization Software on five (5) different machines or a network with five (5) users. Click below to purchase the software plus 5-additional licenses. Total cost is $138.95 (= $39.95 + $99):

Network Version (10-Additional Licenses)

For just $149 more, you can install Amortization Software on ten (10) different machines or a network with ten (10) users. Click below to purchase the software plus 10-additional licenses. Total cost is $188.95 (= $39.95 + $149):

Further discounts are available for multiple licenses.

We can have you working with the software the day it's ordered! You can download the software from this website or we can e-mail you the software.  When you order, we will mail out a CD with the software along with other titles.

All of our software functions on any Windows operating system. The software has been tested on Windows 95, 98, 2000, NT, ME (millennium edition), XP, 2003 and VISTA. The software functions on networks or stand-alone personal computers and is compatible with all printers.


Repayment schedule.

Plots and pie charts.





  • Fixed-, Variable-Rate or Interest Only

  • 360, 364, 365 Day Count

  • Variety of payment frequencies

    • Annual 1

    • Bi-Annual 2

    • Quarterly 4

    • Monthly 12

    • Bi-Monthly 24

    • Bi-Weekly 26

    • Weekly 52

    • Daily 360

    • Daily 365

  • Option to select the advance date and first payment date


  • Sure-store client management system.

  • Calculate quick "What-ifs"

  • Export to Excel via space, tab or comma delimited format.
  • FREE Live updates within first year from date of purchase.
  • FREE Technical Support within first year from date of purchase.


  • Add, edit or delete early, late, missed, extra or balloon payments.

  • Assess late fees or additional payments.

  • Edit actual loans, terms, variable interest rates.

  • Edit the actual dates payments were made on. Payments can be irregular in amount and occurrence.

  • View plots and pie graphs.


  • Print on legal or letter size paper with any Windows supported printer.
  • Print single pages of long documents: Ideal for last minute revisions.
  • Print a cover page.
  • Print with header and footer text.
  • Preview forms on screen; zoom feature for hard to see areas.


Copyright 2006-2013 Ruth Technology
A partnership with National Software Incorporated.