FREE ONLINE LOAN DOCUMENT TOOL
Loan Payment History Statement Generator
Create a printable private-loan payment history with dated payments, interest applied, principal reductions, and remaining principal balance. No signup or file upload.
Enter loan details
Actual payments received
Enter payments in any order; the tool sorts them by date and applies each to accrued interest first, then principal. Leave all unused rows blank.
Document preview
Enter the information on the left, then select Generate statement. Print the finished report or choose Save as PDF in your browser’s print dialog.
What this payment history calculates
The statement starts with the principal you enter, accrues fixed-rate simple interest on the remaining principal using the selected Actual/365 or Actual/360 convention, and applies each payment to accrued unpaid interest before reducing principal. It also shows interest remaining unpaid. The ending date is inclusive.
Worked example
A $10,000 loan at 8% on Actual/365 accrues approximately $67.95 over 31 days. A $500 payment after those 31 days applies $67.95 to interest and $432.05 to principal, reducing the principal to $9,567.95. The exact result may vary under a loan agreement's rounding, compounding, capitalization, or payment-posting rules.
What is not included?
No late fees, origination fees, escrow, changing annual rates, compounding, capitalized interest, or contractual minimum-payment schedule is assumed. Check the legal note before treating this as a creditor-issued statement.
Who is this for?
Private lenders, seller-financed loans, and individuals reconciling installment payments. For multiple saved loans, payment history, changing dates or edited schedules, consider Windows software.