- Actual/365 or Actual/360 daily simple interest
- Irregular, late, and partial payments
- Principal-only payments and additional principal advances
- Manually entered fees and interest-rate changes
- Transaction-by-transaction audit trail
- Separate principal, accrued interest, fee, and borrower-credit balances
- Per-diem interest and payoff good-through date
- Printable reconciliation report and payoff statement
Loan reconciliation software · $99 one-time purchase
Reconstruct what actually happened on a loan and calculate the payoff.
Enter the original loan terms and the dated transactions that actually occurred. The software rebuilds the balance transaction by transaction and produces a reconciliation report and payoff statement.
One-time purchase. No subscription or recurring charge.


What it does
Focused software for a specific loan task.
Software screenshots
See the actual program before downloading.
These are screenshots from the Windows software, not generic mockups.

Actual software screen
The Windows program interface used to enter and review the loan information.

Payoff statement preview
A print-ready payoff statement generated from the reconstructed loan balance.
Simple workflow
From data entry to a printable result.
Enter the original loan
Add the original principal, interest rate, dates, and the day-count method that applies to the loan.
Enter actual transactions
Record payments, principal-only payments, advances, fees, and rate changes on their actual dates.
Calculate the reconciliation
Choose the good-through date, review the audit trail, then preview the reconciliation or payoff statement.
Try it before purchasing
The evaluation allows five unrestricted calculations. After that, original principal amounts above $60,000 require registration.
Registration
After purchase, open Register Software and send the displayed Power of Interest Installation ID to support. The one-time passcode unlocks the installed copy without requiring a reinstall.
Important
This is a calculation and reconciliation tool. The signed loan documents and applicable law control the interest method, payment allocation, fees, grace periods, and other loan terms.
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