Questions or registration help?(608) 444-6575support@powerofinterest.com

Desktop reconciliation and payoff software

Loan Reconciliation & Payoff Pro for Windows

Reconstruct the actual payment history on a loan, calculate accrued interest, and generate a payoff through a selected date when payments no longer match the original schedule.

Instant online registration after PayPal purchase — no waiting for email. One-time purchase · No subscription · Five unrestricted calculations before registration limits apply · Refund policy · License terms

On a phone or tablet?Loan Reconciliation & Payoff Pro is Windows desktop software. Copy the free-trial link and open it on your Windows PC.
  • Rebuild irregular, late, partial, and principal-only payment histories
  • Use Actual/365 or Actual/360 daily simple interest
  • Calculate payoff through a selected date and print statements
Actual software screen Actual Loan Reconciliation and Payoff Pro software screen
Reconcile the real payment history: enter loan terms and actual transactions, review the running balances, and calculate the payoff from one Windows workflow.
Since 1999Loan and interest software
1,000 CustomersERICH software customers
One-time purchaseNo forced monthly subscription
Free evaluationTry Windows software before buying
U.S.-based support(608) 444-6575 · support@powerofinterest.com

Quick details

ProductLoan Reconciliation & Payoff Pro
PlatformWindows desktop
Price$50 one-time purchase
EvaluationFive unrestricted calculations; then principal amounts above $60,000 require registration
Interest methodsActual/365 or Actual/360 daily simple interest
RegistrationOne-time passcode for the installation

What the software does

  • Handle irregular, late, and partial payments.
  • Record principal-only payments and additional principal advances.
  • Enter fees and interest-rate changes on the actual dates they occurred.
  • Maintain separate balances for principal, accrued interest, fees, and borrower credits.
  • Show a transaction-by-transaction audit trail.
  • Calculate per-diem interest and payoff through a selected good-through date.
  • Preview and print both reconciliation reports and payoff statements.

Typical workflow

Enter the original loanAdd the original principal, interest rate, dates, and the day-count method that applies.
Enter actual transactionsRecord payments, advances, fees, and rate changes by their true transaction dates.
Review the resultCalculate the balance, review the audit trail, and print the reconciliation or payoff statement.

Evaluation, purchase, and registration

The evaluation allows five unrestricted calculations. After that, original principal amounts above $60,000 require registration.

After purchasing through PayPal, PayPal returns you to the Power of Interest registration page. Open Register Software in Loan Reconciliation & Payoff Pro and enter the Installation ID or User ID requested on the page. The registration page verifies the purchase and provides the one-time passcode automatically. No email or manual response is required, so you can register any time, day or night.

Instant online registration after PayPal purchase — no waiting for email. One-time purchase · No subscription · Secure payment through PayPal · Free evaluation available · Refund policy · License terms

What happens after you buy?

1Pay securely with PayPalComplete your purchase through PayPal.
2Return to Power of InterestAfter payment, PayPal brings you back to our software registration page.
3Enter your software IDOpen Register Software in Loan Reconciliation & Payoff Pro and enter the Installation ID or User ID requested on the registration page.
4Register immediatelyThe registration page verifies the purchase and provides the one-time passcode automatically. No email and no waiting—register any time, day or night.

Important note

This is a calculation and reconciliation tool. The signed loan documents and applicable law control the interest method, payment allocation, fees, grace periods, and other loan terms.

Questions

Frequently asked questions

What types of payment histories can the software handle?

It is designed for irregular, late, partial, and otherwise nonstandard payment histories, including principal-only payments and advances.

What interest methods are supported?

The program supports Actual/365 and Actual/360 daily simple interest calculations.

Can I try it before purchasing?

Yes. The evaluation allows five unrestricted calculations. After that, higher principal amounts require registration.

Does the software decide the legal terms of the loan?

No. The signed loan documents and applicable law control how the loan should be interpreted and applied.