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Loan reconciliation software · $99 one-time purchase

Reconstruct what actually happened on a loan and calculate the payoff.

Enter the original loan terms and the dated transactions that actually occurred. The software rebuilds the balance transaction by transaction and produces a reconciliation report and payoff statement.

One-time purchase. No subscription or recurring charge.

Loan Reconciliation & Payoff Pro Windows software box
Actual Loan Reconciliation & Payoff Pro software screen
Actual Loan Reconciliation & Payoff Pro software screenWindows desktop software

What it does

Focused software for a specific loan task.

  • Actual/365 or Actual/360 daily simple interest
  • Irregular, late, and partial payments
  • Principal-only payments and additional principal advances
  • Manually entered fees and interest-rate changes
  • Transaction-by-transaction audit trail
  • Separate principal, accrued interest, fee, and borrower-credit balances
  • Per-diem interest and payoff good-through date
  • Printable reconciliation report and payoff statement

Software screenshots

See the actual program before downloading.

These are screenshots from the Windows software, not generic mockups.

Simple workflow

From data entry to a printable result.

1

Enter the original loan

Add the original principal, interest rate, dates, and the day-count method that applies to the loan.

2

Enter actual transactions

Record payments, principal-only payments, advances, fees, and rate changes on their actual dates.

3

Calculate the reconciliation

Choose the good-through date, review the audit trail, then preview the reconciliation or payoff statement.

Try it before purchasing

The evaluation allows five unrestricted calculations. After that, original principal amounts above $60,000 require registration.

Registration

After purchase, open Register Software and send the displayed Power of Interest Installation ID to support. The one-time passcode unlocks the installed copy without requiring a reinstall.

Important

This is a calculation and reconciliation tool. The signed loan documents and applicable law control the interest method, payment allocation, fees, grace periods, and other loan terms.

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