Quick answer
Amortization Pro is the lowest-priced option in this comparison and is designed for Windows users who need editable loan schedules, saving, printing, charts, and CSV export without a subscription. TValue 6 provides broader professional capabilities for loans, leases, irregular cash flows, and time-value-of-money calculations. Amortization Plus 2 is aimed primarily at accountants who maintain multiple client files and need loan, annuity, lump-sum, and financial-statement reports.
No single product is best for every user. The right choice depends on whether you need a straightforward editable loan schedule, advanced financial calculations, Mac compatibility, or multi-client accounting reports.
Feature and price comparison
| Feature | Amortization Pro | TValue 6 | Amortization Plus 2 |
|---|---|---|---|
| Desktop price | $25 per installation | $149 initial single-user license | $219 initial subscription |
| License structure | One-time desktop purchase | One-time desktop license; optional services are separate | Subscription product |
| Desktop platform | Windows | Windows | Windows and Mac |
| Online option | Free standard schedule calculator | Separate TValue Online product listed at $60 annually | No browser version identified on the reviewed product pages |
| Evaluation | Five unrestricted uses in the Windows program | Check the vendor for current trial or demonstration options | 30-day downloadable evaluation |
| Primary focus | Editable loan repayment schedules | Loans, leases, cash flows, and time-value-of-money calculations | Loan, annuity, and lump-sum schedules for multiple clients |
| Payment and rate changes | Edit individual dates, payments, rates, and notes | Supports complex and changing cash-flow schedules | Supports loan segments, payment changes, and rate changes |
| Balloon schedules | Yes | Yes | Yes |
| Saved files | Save and retrieve individual loan files | Save professional schedules | Maintain unlimited client files and schedules |
| Reports and exports | Printed reports, charts, annual totals, and CSV export | Exports to PDF, Excel, Word, CSV, and XML | Amortization and accounting-oriented reports, including financial-statement reporting |
| Best fit | Users who want affordable, editable Windows loan schedules | Professionals needing advanced calculation and export options | Accountants managing schedules for multiple clients |
Pricing and product information reviewed August 11, 2026. Prices, licensing, and features can change. Verify current terms on each developer's official website before purchasing.
How this comparison was prepared
We compared information published on each developer's official product, pricing, and download pages. The table emphasizes facts a prospective user can verify: price, licensing structure, operating system, evaluation terms, calculation scope, schedule adjustments, reports, and exports.
Power of Interest develops Amortization Pro, so this is a first-party comparison rather than an independent review. To keep the comparison useful, it identifies capabilities offered by competing products that Amortization Pro does not currently provide.
Amortization Pro
Amortization Pro is Windows desktop software for users who need more control than a basic online calculator provides. It creates complete loan schedules and allows individual payment dates, amounts, interest rates, and notes to be edited. Later rows recalculate after a change.
- $25 one-time license per Windows installation
- Extra principal, rate changes, balloon balances, and multiple payment frequencies
- Save and retrieve loan files
- Annual principal and interest totals, charts, printed reports, and CSV export
- Free online calculator plus five unrestricted Windows evaluation uses
The tradeoff is scope: Amortization Pro focuses on loan repayment schedules. It does not include separate lease-pricing, annuity, or general time-value-of-money modules.
TValue 6
TValue 6 is positioned as professional amortization and time-value-of-money software. It handles loans, leases, investments, returns, and complex cash-flow schedules. Its export options are substantially broader than those in Amortization Pro.
- $149 initial single-user Windows desktop license
- Loan, lease, and time-value-of-money calculations
- Complex payment and cash-flow structures
- Export to PDF, Excel, Word, CSV, and XML
- Separate browser-based TValue Online subscription
TValue 6 is the stronger choice when advanced calculation breadth and multiple document formats justify the higher price. Users who only need editable loan schedules may not require all of those capabilities.
Official information: TValue 6 features, TValue 6 pricing, and TValue Online.
Amortization Plus 2
Amortization Plus 2 is designed for accounting professionals who create and maintain schedules for multiple clients. It supports amortization, annuity, and lump-sum calculations and is available for both Windows and Mac.
- $219 initial subscription price shown for 2026
- Windows and Mac installers
- 30-day evaluation period
- Multiple client files with unlimited schedules
- Loan segments, balloon payments, payment changes, and rate changes
- Accounting-oriented reports, including reports intended for financial statements
It is the only Mac desktop option among the three products compared. Its multi-client and accounting-reporting features may be valuable to CPA firms, while an individual user may not need that additional structure.
Official information: Amortization Plus 2 features, current pricing, and evaluation downloads.
Which amortization software should you choose?
A free evaluation is the best way to confirm that a program handles your calculation method, dates, payment changes, rounding, and reporting requirements before purchasing.
Official sources and review date
The comparison was reviewed on August 11, 2026 using the following official pages:
- Amortization Pro features and pricing
- TValue 6 product page and purchase page
- TValue Online product page
- Amortization Plus 2 product page
- PRO-WARE order page and download page
Prepared and maintained by ERICH Incorporated, developer and publisher of Amortization Pro.
Try Amortization Pro before purchasing
Build a standard schedule immediately in the free browser calculator or download the Windows evaluation for five unrestricted uses. Purchase only if the editing, saving, and reporting workflow fits your needs.